A10 Capital

A10 Capital is a commercial lending firm for the middle-market commercial mortgage space, offering bridge loans, perm loans, bridge-to-perm loans and note purchase loans. They provide a balance sheet lender, customized loan structures, 100% in-house service and institutional backing.

High-Level Lending Parameters

Bridge Loans

Loan Amounts: $5-50 million+
Loan-to-Value: Up to 70% to 80%
Lending Terms: 2 to 7 years
Interest Rate: Floating or fixed rate
Markets: Nationwide in primary, secondary and qualifying tertiary markets
Asset Classes: Office, retail, industrial, multifamily, self-storage, student housing, mixed-use, single-tenant

Permanent Loans

Loan Amounts: $5-50 million+
Loan-to-Value: Maximum 70%
Lending Terms: 7 to 20 years
Interest Rate: Fixed rate
Markets: Nationwide in primary, secondary and qualifying tertiary markets
Asset Classes: Office, retail, industrial, multifamily, student housing, medical office, self-storage, mixed-use, single tenants with investment grade credit tenants, others considered on a deal-by-deal basis

Note Purchase Loans

Loan Amounts: $5-50 million+
Loan-to-Value: Less than 60%, based on lower of note purchase price or appraised value
Lending Terms: 2 to 7 years
Interest Rate: Floating or fixed rate
Markets: Nationwide in primary, secondary and qualifying tertiary markets
Asset Classes: Office, retail, industrial, multifamily, self-storage, student housing, mixed-use and single-tenant with lease considered when guaranteed by investment-grade credit

Recently-Closed Deals

  • Storage: Fixed-rate permanent loan in Arizona for $8.75 million, with a 20-year loan term and a low fixed rate
  • Office and Retail Space: $88.7 million recapitalization for 26 historical buildings, most of which are 130+ years-old, with a high concentration of retail/restaurant properties. The loan has a 4-year term with extensions so the borrower has time to execute their business plan, with unfunded capital commitments from A10 Capital to be used for redevelopment and lease-up.
  • Student Housing: $10.5 million non-recourse bridge refinancing of a student housing property located at a university with enrollment of about 12,000 students. 3-year bridge loan with future facility for unit and common area improvements.
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