Bedrock Capital Associates is a specialty finance firm that focuses on lending solutions for commercial real estate. Bedrock commercial real estate debt solutions span the entire risk spectrum across the U.S., from transitional to stabilized properties. They provide fixed and floating rate commercial real estate whole loans as well as mezzanine loans.

Bedrock is a subsidiary of One William Street Capital Management. Established in 2009.

High Level Lending Parameters:

The figures below are for Fixed Rate loans:

Loan Amounts: $4 million and up ($45 million is the highest recorded)
Loan-to-Value: Up to 75%
Lending Terms: Five years, seven years or ten years.
Interest Rate: Fixed/Quote based on market spread to swap rates
Lending Focus: New York, California and Texas — hyper-focused on Office, Retail, Hotel and Multi
Asset Class: Medical Office, Office, Hospitality, Student Housing, Industrial, Distribution, Mixed-use, Retail and more…

The figures below are for Floating Rate loans:

Loan Amounts: $5 million and up ($45 million is the highest recorded)
Loan-to-Value: Up to 85%
Lending Terms: Three to five years (inc. extensions)
Interest Rate: Market rate spreads plus one-month LIBOR
Lending Focus: New York, California and Texas — hyperfocus on Office, Retail, Hotel and Multi
Asset Class: Medical Office, Office, Hospitality, Student Housing, Industrial, Distribution, Mixed-use, Retail and more…

Bedrock Capital also provides mezzanine loans.

Recently Closed Deals

  • Apartments: Wentworth at West Clay in Carmel, Indiana for a loan of $6.5 million.
  • Retail: Newburgh Crossing in Newburgh, New York for a loan of $9.0 million
  • Storage: Peoples Storage in Miami, Florida for a loan of $5.1 million

Want to get in touch with Bedrock Capital Associates?
Let us schedule a meeting!