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OWS Real Estate Finance

OWS Real Estate Finance LLC, formerly Bedrock Capital, is a specialty finance firm that focuses on lending solutions for commercial real estate. OWS Real Esate Finance commercial real estate debt solutions span the entire risk spectrum across the U.S., from transitional to stabilized properties. They provide fixed and floating rate commercial real estate whole loans as well as mezzanine loans.

OWS Real Estate Finance is a subsidiary of One William Street Capital Management. Established in 2009.

High-Level Lending Parameters

Fixed-Rate Loans

Loan Amounts: $4 million and up ($45 million is the highest recorded)
Loan-to-Value: Up to 75%
Lending Terms: 5, 7 or 10 years
Interest Rate: Fixed/Quote based on market spread to swap rates
Markets: New York, California and Texas — hyper-focused on office, retail, hotel and multifamily
Asset Classes: Medical office, office, hospitality, student housing, industrial, distribution, mixed-use, retail and more…

Floating-Rate Loans

Loan Amounts: $5 million and up ($45 million is the highest recorded)
Loan-to-Value: Up to 85%
Lending Terms: 3-5 years (inc. extensions)
Interest Rate: Market rate spreads plus one-month LIBOR
Markets: New York, California and Texas — hyper focus on office, retail, hotel and multifamily
Asset Classes: Medical office, office, hospitality, student housing, industrial, distribution, mixed-use, retail and more…

OWS Real Estate Finance also provides mezzanine loans.

Recently-Closed Deals

  • Multifamily: Wentworth at West Clay in Carmel, Indiana for a loan of $6.5 million
  • Retail: Newburgh Crossing in Newburgh, New York for a loan of $9.0 million
  • Storage: Peoples Storage in Miami, Florida for a loan of $5.1 million
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