Ready Capital is a non-bank real estate and small business lender that has provided over $3 billion in capital nationwide. The company lends on multifamily and commercial real estate, delivering value-add bridge loans and fixed-rate financings for stabilized assets.

High-Level Lending Parameters

Fixed Rate Lending

Loan Amounts: $2-50 million, higher on a case by case basis

Loan-to-Value: up to 80%

Lending Terms: 2-10 year terms, up to 15 on a case by case basis

Interest Rate: From 4%

Markets: Nationwide

Asset Classes: Stabilized and near stabilized: multifamily, industrial, office, retail, self-storage, manufactured housing, and hospitality

Bridge to Agency

Loan Amounts: $1-7.5 million, larger if loan involves multiple properties

Loan-to-Value: up to 75%

Lending Terms: Up to 2 years with extensions

Interest Rate: Contact Ready Capital for floating rates

Markets: Nationwide

Asset Classes: Multifamily with 5+ units

Recently-Closed Deals

• Multifamily: Ready Capital financed an $18.2 million bridge loan for the acquisition and renovation of a multifamily apartment building in Melbourne, FL, with a one year term.
• Office: Ready Capital provided $6.6 in financing for the purchase of an office building in Greenwood, Indiana with a three year term.
• Retail: Ready Capital financed a $13.9 million bridge loan for the rate term/refinance of a retail shopping complex in Santa Monica, California with a three year term.